Drowning In Credit Card Debt? Wipe Out Up To 50% Of What You Owe.

My Top 5 Debt Relief Companies

Ranked by overall score. Click through to get your free, no-obligation quote.

1. #1

   Best Choice In 2026

   

   9.8

   Excellent

   Min. Debt: $20,000

   PROS

   • ✓Highly rated certified debt consultants
   • ✓Custom payment plans built around your budget
   • ✓No upfront fees: you only pay when debts are resolved
   • ✓Strong BBB rating and consumer reviews

   CONS

   • ✗Not available in IL or OR

   ReviewScore

   9.8

   Excellent

   VISIT SITE »

   ❤ 2,184 people checked this week
2. 2

   Best For Large Debt

   

   9.5

   Excellent

   Min. Debt: $20,000

   PROS

   • ✓Over 1,000,000 clients served since 2002
   • ✓Average client sees 50% debt reduction before fees
   • ✓Dedicated client dashboard & mobile app
   • ✓A+ track record with major creditors

   CONS

   • ✗Not available in CO, HI, ND, OR, RI, VT, WA, WV, WY, MN, DE, IA, or WI

   ReviewScore

   9.5

   Excellent

   VISIT SITE »

   ❤ 1,742 people checked this week
3. 3

   Best 1-on-1 Coaching

   

   9.3

   Very Good

   Min. Debt: $15,000

   PROS

   • ✓Free, no-obligation savings estimate in under 2 minutes
   • ✓Personalized program, no one-size-fits-all scripts
   • ✓Friendly certified debt specialists
   • ✓Potential to cut total debt by up to 50%
   • ✓Accepts applications from all 50 states

   CONS

   • ✗Best suited for $15K+ in unsecured debt

   ReviewScore

   9.3

   Very Good

   VISIT SITE »

   ❤ 1,310 people checked this week
4. 4

   Best Loan Marketplace

   

   9.0

   Very Good

   Min. Debt: $15,000

   PROS

   • ✓Pre-qualify in minutes with no impact on credit score
   • ✓Compare multiple lenders side-by-side
   • ✓Fixed rates and predictable monthly payments
   • ✓Trusted brand used by millions

   CONS

   • ✗Approval depends on credit profile

   ReviewScore

   9.0

   Very Good

   VISIT SITE »

   ❤ 982 people checked this week
5. 5

   Best For Smaller Debt

   

   8.8

   Good

   Min. Debt: $7,500

   PROS

   • ✓Lowest minimum debt threshold on this list
   • ✓Helps with unsecured debt starting from $7,500
   • ✓5-star reviews on Trustpilot
   • ✓Free consultation with a debt expert
   • ✓Solutions for credit cards, medical, and personal loans

   CONS

   • ✗Not available in OR, VT, WI, WV, CT, or MN

   ReviewScore

   8.8

   Good

   VISIT SITE »

   ❤ 731 people checked this week